Updated twice every weekday
Compare advertised Canadian mortgage rates
We collect publicly advertised mortgage rates directly from official Canadian lender websites, validate them, and publish them here twice a day.
Tracking 64 products from CIBC, National Bank of Canada, RBC, Scotiabank, TD.
5-year fixed, lowest advertised
All 64 →- 1National Bank of Canada4.84%
- 2TD4.84%
- 3RBC4.89%
- 4CIBC4.94%
- 5Scotiabank6.09%
Advertised rates, not offers — your rate depends on the lender's underwriting.
Currently advertised rates
- Lowest advertised fixed
- 4.49%
- Lowest advertised variable
- 4.1%
- Lenders tracked
- 5
- Products tracked
- 64
CIBC · 2 years
National Bank of Canada · 5 years
Advertised rates and eligibility vary by province, by product and by borrower. Always confirm current terms directly with the lender.
About this site
What this is
Canada Mortgage Compare is an independent, non-commercial reference site. It reads the rates that lenders publish on their own public rate pages and puts them side by side. We do not sell mortgages, take applications, receive commission, or rank lenders by referral fee.
What this is not
These are advertised rates, not offers. The rate you are actually given depends on the lender's underwriting: your credit history, income, down payment, property, and whether your mortgage is insured. A lower advertised rate is not automatically available to you, and the cheapest advertised rate is not automatically the cheapest mortgage once conditions and fees are counted.
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Lenders we do not publish
- BMOno data
DISABLED: www.bmo.com silently drops this collector's requests host-wide (TLS completes, then zero bytes; robots.txt is unreachable too). Needs an official feed or documented permission before it can be enabled. No BMO rates are published.